Quick Qualifier

As a prospective homebuyer, one of the first things you need to determine is what price range you should shop in. Our Quick Qualifier will give you a good idea of what you can afford based solely on your income. Many other factors, however, affect what you can afford. They include employment stability, outstanding debt, credit history, amount of down payment, and the type of loan you're considering. Once you've established the amount you can qulaify for, take a look at our Mortgage Calculator to estimate your monthly mortgage payment. This table should be used as a guide. A mortgage lender will discuss all the financing options available to you and qualify you based on after-tax costs.

Income

6.5%

7.0%

7.5%

8.0%

8.5%

9.0%

9.5%

10.0%

$30,000

$94,926

$90,184

$85,810

$81,770

$78,032

$74,569

$71,355

$68,370

$34,000

$107,583

$102,209

$97,251

$92,672

$88,436

$84,511

$80,870

$77,486

$38,000

$120,240

$114,233

$108,693

$103,575

$98,840

$94,454

$90,384

$86,602

$42,000

$132,896

$126,258

$120,134

$114,478

$109,244

$104,396

$99,898

$95,718

$46,000

$145,553

$138,282

$131,576

$125,380

$119,649

$114,339

$109,412

$104,834

$50,000

$158,210

$150,307

$143,017

$136,283

$130,053

$124,281

$118,926

$113,950

$54,000

$170,867

$162,332

$154,458

$147,186

$140,457

$134,224

$128,440

$123,066

$58,000

$183,524

$174,356

$165,900

$158,088

$150,862

$144,166

$137,954

$132,182

$62,000

$196,181

$186,381

$177,341

$168,991

$161,266

$154,109

$147,469

$141,298

$66,000

$208,838

$198,405

$188,783

$179,894

$171,670

$164,051

$156,983

$150,415

$70,000

$221,495

$210,430

$200,224

$190,796

$182,075

$173,994

$166,497

$159,531

$74,000

$234,151

$222,455

$211,665

$201,699

$192,479

$183,937

$176,011

$168,647

$78,000

$246,808

$234,479

$223,107

$212,662

$202,883

$193,879

$185,525

$177,763

$82,000

$259,465

$246,504

$234,548

$223,504

$213,287

$203,822

$195,039

$186,879

$86,000

$272,122

$258,528

$245,990

$234,407

$223,692

$213,764

$204,553

$195,995

$90,000

$284,779

$270,553

$257,431

$245,310

$234,096

$223,707

$214,067

$205,111

$94,000

$297,436

$282,578

$268,873

$256,212

$244,500

$233,649

$223,582

$214,227

$98,000

$310,093

$294,602

$280,314

$267,115

$254,905

$243,592

$233,096

$223,343

$100,000

$316,421

$300,615

$286,035

$272,566

$260,107

$248,563

$237,859

$227,901

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